Mortgage Rates Are Lowering!

With the lowest mortgage rates in the region at 5.500% Interest Rate (5.567% APR*) on our 30-Year Term, an easy online application and an expert local team, we're your partner to make homeownership possible!
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Enjoy 4.50% APY* on our IRA & Certificate Specials!

Our Certificate and IRA rates are among the highest rates in the region! Choose a term that best meet your needs. Earn 4.50% APY* on a 7 Month Certificate or 12 Month IRA Certificate.
Learn more about our Certificates

Online Teller is Getting an Upgrade!

This October, our Online Teller platform will receive a new look, with all of the same features you rely on.
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Auto Loan Rates as low as 5.49% APR*

Get out on to the open road this summer with American Heritage! Buy or refinance with auto loan rates as low 5.49% APR*
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Convenient Products & Services For You & Your Family

Start a Home Improvement Project with a Home Equity Loan

Have big projects this Fall? A Home Equity Loan or Line of Credit is the perfect tool you'll need to accomplish them! If you have a major kitchen remodel, vacation, or other project planned will can help you with our low rates to make it affordable!
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Earn More with American Heritage Credit Cards

An American Heritage Mastercard® gives back to both our members and our community. Enjoy great rewards, low rates, and fewer fees — plus, American Heritage donates $.01 to The Kids-N-Hope Foundation for every purchase made using any American Heritage Credit Card!
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Enter to win a $10,00 Vacation!

American Heritage, in collaboration with CU Travel, is giving away a vacation up to $10,000 and other prizes in our Grand Journey Sweepstakes! The winner will be selected at our Grand Illumination Event on November 30th.
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Featured Rates

30 Year Mortgage

5.500%

Interest Rate
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High Yield Savings**

3.70%

APY*
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7 Month Certificate

4.50%

APY*
View All Rates

12 Month IRA Certificate

4.50%

APY*
View All Rates
 

*APY = Annual Percentage Yield

How much have we given back to members?

Imagine a bank that you own! As a member, you are an owner of American Heritage Credit Union. So far in 2024, we paid this amount to our members in dividends:
$59,399,875
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CHOP Robot

Supporting Our Community

We are on a mission to strengthen our communities. Learn how we work with partners such as CHOP to make a positive, lasting impact on the people and organizations in our neighborhoods. Join us on that mission!
Join the Cause